FACTS	WHAT DOES THE POCA VALLEY BANK, INC DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information cal include: Social Security Number and Income Account balances and Payment history Credit history and Credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share Customers personal information to run their everyday business. In the section below we list the reasons financial companies can share their Customers personal information; the reasons The Poca Valley Bank, Inc chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does The Poca Valley Bank, Inc share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s) respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We Don't Share
For our affiliates' everyday business purposes - information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes - information about your creditworthiness	No	We Don't Share
For our affiliates to market to you
For nonaffiliates to market to you	No	We Don't Share

Questions?

Call 844-782-2651 or go to www.pocavalleybank.com

Who we are
Who is providing this notice?	The Poca Valley Bank, Inc

What we do
How does The Poca Valley Bank, Inc protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does The Poca Valley Bank, Inc collect my personal information?	We collect your personal information, for example, when you: Open an account or Deposit Money or Pay your bills or Apply for a loan or Use your credit or debit card We also collect personal information from others, such as credit bureaus, affiliates, or other companies
Why can't I limit all sharing?	Federal law give you the right to limit only: sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Hays and Company, a non-financial company
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. The Poca Valley Bank, Inc does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. The Poca Valley Bank, Inc does not jointly market.

Other important information