Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.
Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.
Here's an overview of the loan-application process
When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the left.
At the appropriate time we'll order a property appraisal for you.
During this stage we verify your income and asset information with independent documentation. The appraisal, flood certification and legal information is ordered. Your processor will contact you to obtain information and answer your questions.
Once we have verified all your income and asset information and the appraisal has been reviewed. Your loan will be completely approved and ready for closing.
You will be asked to obtain your homeowner's &/or flood insurance at this time. We will coordinate with the closing attorney and you'll sign the final papers at their office.Your Real Estate Agent will also be notified of the date and time of your loan closing which make your purchase go smoothly.
Simple, Straightforward, Cost Effective, and FAST!